The Abua Swasthya Card is an initiative by the Jharkhand government to provide affordable healthcare services to its citizens. This health card is a part of the state’s broader mission to make healthcare accessible, especially for economically weaker sections of society. With the Abua Swasthya Card 2024, beneficiaries can avail of medical services at both government and empaneled private hospitals, ensuring that healthcare is within reach for all.
In this article, we’ll walk you through the process of applying for the Abua Swasthya Card online, the key features of the scheme, eligibility criteria, and how you can benefit from this revolutionary health initiative.
What is the Abua Swasthya Card?
The Abua Swasthya Card is a health initiative under the Mukhyamantri Jan Arogya Yojana (M-JAY), which is Jharkhand’s version of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY). The program aims to provide cashless healthcare services to low-income families in the state. Beneficiaries of the Abua Swasthya Card can access medical treatments worth up to Rs 5 lakh per family per year in empaneled hospitals across the state.
This scheme is particularly designed to ease the financial burden on families when it comes to healthcare costs, allowing them to seek treatment without worrying about hospital bills.
Key Features of Abua Swasthya Card 2024
The Abua Swasthya Card offers numerous benefits to the people of Jharkhand. Below is a table highlighting its key features:
| Feature | Details |
|---|---|
| Financial Coverage | Up to Rs. 5 lakh per family annually for medical treatments. |
| Empaneled Hospitals | Includes both government and private hospitals for treatment. |
| Cashless Service | Completely cashless treatment for eligible beneficiaries. |
| Eligibility | Economically weaker sections, vulnerable groups, and low-income families. |
| Pre-Existing Condition Coverage | Covers both pre-existing conditions and new medical issues. |
| Specialized Treatment Coverage | Includes surgeries, critical care, maternity, pediatrics, and more. |
| Hospitalization Coverage | Covers pre-hospitalization (up to 5 days) and post-hospitalization (up to 10 days). |
| Helpline Services | 24/7 helpline available for cardholders to inquire about services. |
| Health Card Distribution | Distributed through online and offline modes. |
How to Apply for Abua Swasthya Card Online
The Jharkhand government has simplified the process of applying for the Abua Swasthya Card. The card can be applied online through the official website of the Jharkhand Health Department, bis.jharkhand.gov.in. Follow these steps to apply:
Step 1: Visit the Official Website
Open your web browser and go to the Jharkhand Health Department’s official portal at bis.jharkhand.gov.in.
Step 2: Click on the “Abua Swasthya Card” Option
Once on the homepage, locate the “Abua Swasthya Card” link or tab. Click on it to begin the registration process.
Step 3: Enter Your Aadhaar Number
You will be prompted to enter your Aadhaar number to verify your identity. Make sure your Aadhaar details are up-to-date, as it will be linked with your application.
Step 4: Fill in the Application Form
Fill in the required personal details such as name, address, contact number, and family details. Ensure that all information matches your official documents.
Step 5: Upload Documents
Upload scanned copies of the necessary documents, such as:
- Aadhaar Card
- Address Proof (Voter ID, Electricity Bill, etc.)
- Income Certificate (if required)
- Passport-sized photograph
Step 6: Submit the Application
After filling out the form and uploading the documents, review your application carefully. Once satisfied, click on the “Submit” button.
Step 7: Track Your Application
Once submitted, you will receive an acknowledgment number. Use this number to track the status of your application online through the same portal.
Step 8: Receive Your Abua Swasthya Card
After verification, you will be issued the Abua Swasthya Card, which can be downloaded or printed from the website. You can also choose to receive a physical card via postal services.
Eligibility Criteria
Not everyone qualifies for the Abua Swasthya Card. To be eligible, applicants must meet certain conditions set by the Jharkhand government:
- Economic Status: The applicant must belong to a low-income family, typically those covered under the Socio-Economic and Caste Census (SECC) or holding Ration Cards that classify them as Below Poverty Line (BPL).
- Vulnerable Groups: Special provisions are made for vulnerable communities, such as scheduled castes (SC), scheduled tribes (ST), and other marginalized groups.
- Jharkhand Domicile: Applicants must be permanent residents of Jharkhand and should have valid proof of residency.
- Family Size: The scheme generally covers the entire family, including dependent children and senior citizens.
- Aadhaar Linking: The applicant’s Aadhaar number must be linked to their application to verify identity and residency.
Benefits of the Abua Swasthya Card
- Cashless Treatment: One of the most significant advantages is that cardholders can avail of cashless treatments at empaneled hospitals. Whether it’s a routine check-up or critical care, patients don’t have to worry about out-of-pocket expenses.
- Wide Coverage: The scheme covers a broad range of medical conditions, including surgeries, chronic illnesses, maternity services, and child healthcare.
- Pre-existing Conditions: Unlike many other insurance schemes, the Abua Swasthya Card covers pre-existing medical conditions, allowing beneficiaries to get treatment for ailments they already suffer from.
- No Cap on Family Size: The scheme does not limit the number of family members covered, making it ideal for larger households.
- Treatment at Private Hospitals: Cardholders can receive treatment not just at government hospitals but also at empaneled private hospitals, increasing the options for specialized care.
How to Check Abua Swasthya Card Eligibility
To check whether your family is eligible for the Abua Swasthya Card 2024, you can follow these steps:
- Visit the Official Website: Go to bis.jharkhand.gov.in.
- Search by Aadhaar or Ration Card Number: Enter your Aadhaar or Ration Card number to verify whether your family is included in the beneficiary list.
- View Beneficiary List: If your details match, you will be able to see whether you are eligible for the scheme. If your family is listed, you can proceed with the application.
Conclusion
The Abua Swasthya Card 2024 is a game-changer for Jharkhand’s healthcare system, offering free and accessible medical treatment to millions of residents. From cashless hospital visits to coverage for serious medical conditions, this health card is designed to ease the financial burden of healthcare for economically weaker sections of society.
If you are a resident of Jharkhand and fall under the eligibility criteria, make sure to apply for the Abua Swasthya Card online at bis.jharkhand.gov.in. This card could be your key to affordable, quality healthcare services for you and your family.